Mortgage Rates: How Lower Rates Are Boosting Myrtle Beach Market Buyers
Locally in Horry County, rates around 6.1-6.2% make coastal living more affordable. Combined with rising inventory (CCAR January 2026 report highlights more new listings), buyers in Myrtle Beach, North Myrtle Beach, and Murrells Inlet gain negotiating power. Median prices remain stable (~$239K overall, higher for single-family), and renewed December buyer interest carries into 2026.
Why This Matters Locally:
• Lower rates → Increased affordability for beachfront or family homes.
• National context: Easing lock-in effect brings more listings, mirroring Grand Strand’s balanced shift.
Don’t miss this window—rates could fluctuate. Use our home valuation tool or search properties now by clicking on home below and utilizing our search bar.
Contact Mike at Myrtle Bound Group today!
2026 U.S. Housing Market Outlook: Stability Returns Nationally and in Myrtle Beach
2026 U.S. Housing Market Outlook: Stability Returns Nationally and in Myrtle Beach
As we enter 2026, the U.S. housing market shows signs of stabilization after years of volatility. According to the National Association of Realtors (NAR), existing-home sales rose 5.1% in December 2025 to a seasonally adjusted annual rate of 4.35 million—the third consecutive monthly gain. Nationally, median home prices hit $405,400, up just 0.4% month-over-month, with growth expected to moderate to 4-5% in 2026.
Inventory rises gradually, easing the “lock-in effect” as more homeowners with rates near current levels list properties. Forecasts predict a 10-14% increase in sales nationwide.
In Horry County and the Grand Strand, this national balance mirrors local trends. Coastal Carolinas Association of Realtors (CCAR) reports show new listings up nearly 13% for single-family homes (even higher for condos), giving buyers more options. Myrtle Beach median prices hover around $239K-$357K depending on area (e.g., higher in Carolina Forest), with December surges signaling strong momentum.
This creates a balanced market—perfect for both buyers finding deals and sellers achieving fair value.
Key Takeaways for 2026:
• National sales: Expected 4.3-4.5 million existing homes.
• Local advantage: Myrtle Beach’s lifestyle draws relocators, boosting demand amid national moderation.
Ready to navigate 2026? Search MLS listings on our IDX or contact Myrtle Bound Group for personalized insights.